How can you decide how much you have for invoices and expenses when your salary varies from one month to another? That is a question that many people faced. Some of the occupations or jobs that could fall into this category are waitressing or waiters that work for the salary day also truck drivers who are paid per mile and never know the amount of miles that are going to go, etc. Try to manage your finances with a steady income is quite difficult, but when one never knows the salary that will have seems almost impossible, but it is not. The first step you need to take is to find liquidations from his salary for the months earlier, and better if you have a history that lingered for at least 6 months. Take these settlements and the total of the amounts that were paid during that period and then divide by the number of months that have settlements.
This will give you your average monthly income. If you don’t have any liquidation of his previous salary might have to go with your employer to obtain the information. If there is no way of obtaining this information, you must then start a log of how much you get paid and use this to develop its budget. Here is where gets tough. It will not always have the amount that has budgeted. And what they have to do is the following: has determined that your monthly budget is $ 2000 per month; Suppose that you win $2500 in January. Then you will need to save $500 of that money, so that you can compensate for any month that your income this below the $2000.
This sounds like a simple solution to a complex problem, but may not be as easy as it seems if you are accustomed to save money. Take a little discipline ensure that this money there when you need it. If you are able to put the extra money at some distance and has spent several months doing this, it could then end up with a considerable size savings account. When you prepare your budget ensure you don’t underestimate your bills and expenses. This is one of the main reasons of because the budgets of many failing.